MEDICAL STUDENT FINANCIAL SERVICES

Welcome to the SPRING SENIOR SERIES

(Preparing for Education Loan Repayment & Other Financial Coaching Related to Your Medical School Departure)

piggy bank with stethoscope

Medical Student Financial Services offers exit loan counseling via our "Senior Series" - a number of webinars, group sessions, and guided conversations tailored just for you! While the Senior Series is geared toward those in their fourth year, students from ALL levels are welcome to attend. We believe debt counseling should occur throughout your entire medical education, not just the very end.

 

Date

Topic(s)

Presenter(s)

Education Loan Focused

Post-Session Recording

Relevant Handouts or Links

2/5/21

 

LOAN BASICS: Know What You Owe, MD Student Loan Calculators, Deferment/ Forbearance & other Loan Statuses

Kari Brayden, Medical Student Financial Services 

Yes

Click Here

Passcode: ^zqF5kAm

AAMC Education Debt Manager Booklet

 

2/5/21

 

Financial Planning for MD Grads  

AAMC & Michael Clancy CFP

No

Click Here (No passcode needed)

 

2/12/21

Personal Finance Success Tips for Physicians

Edward Boyer, MD (UVMMC Neurology) & Kari Brayden, Medical Student Financial Services

No

Click Here

Passcode: 5k0r=B%f 

 

2/19/21

Q&A with a CPA! (Tax Talk)

Lynda Camire, CPA & Kari Brayden, Medical Student Financial Services

No

Click Here

Passcode: xJyNSV7%

 

3/5/21

 

LOAN REPAYMENT PLANS: Income, Graduated, Standard, oh my!

Kari Brayden, Medical Student Financial Services

Yes

Click Here

Passcode: njCHNM&9

Income Plans Comparison (PDF coming soon)

4/2/21

 

OTHER LOAN CONSIDERATIONS: Refinancing vs. Consolidation, Public Service Forgiveness

Kari Brayden, Medical Student Financial Services  

Yes

Click Here

Passcode:

.Rp=9w2b

Should I Consolidate?

 

PSLF Infographic, PSLF Booklet

4/16/21

DIVE INTO DATA!

The Economic Value of an MD Degree, and, Return on Investment

Special AAMC guest Jay Youngclaus & Kari Brayden, Medical Student Financial Services 

No

Click Here

Passcode:

0gtd!0Xp

Physician Education Debt and the Cost to Attend Medical School

5/7/21

RESIDENT LIVING:

The Paycheck Breakdown, Renting vs. Buying Home, Disability Insurance

Kari Brayden, Medical Student Financial Services 

No

To Be Linked >5/7/21

Budget Worksheet

TBA

Vermont AHEC's Education Loan Repayment Program for Primary Care Providers

Jennifer Savage, UVMMC Physician Placement Specialist & Kari Brayden, Medical Student Financial Services  

Yes

To Be Linked 

 

Throughout Spring 2021

Putting *YOUR* Financial Strategy Together 

Meet 1:1 with Kari Brayden

 

N/A

 

Throughout Spring 2021

Consider a Free Appt with a Certified Financial Planner

Meet 1:1 with a CFP


N/A

 


After the senior series (or at any point), you are encouraged to meet one-on-one with Medical Student Financial Services. In these meetings, we can identify your long-term goals and discuss an individualized plan so that you are confident in your debt repayment strategies.

"An investment in knowledge pays the best interest." -Benjamin Franklin

Did you know?

The Education Debt Manager PDF booklet is written exclusively by the AAMC for medical students; everything is tailored accordingly! Download the latest version here.

IMPORTANT INFORMATION ABOUT STUDENT LOAN CALCULATORS

The AAMC has a customized student loan calculator, called the MedLoans Organizer & Calculator. It allows you to enter several parameters such as residency length and training salary, and projected income post-residency. Watch the 10 minute video demo here. These parameters create the most accurate repayment scenarios compared to the loan calculators on your Servicer's website or with your Federal Student Aid login.

 

For married students: Are you curious about filing separately instead of jointly, for purposes of education loan repayment? The AAMC's calculator mentioned above currently does not account for this scenario, however we can recommend the following calculators via Pay for Ed's website in College Payer - https://www.payfored.com/solutions/in-college-payer/

Student Loan Repayer - https://www.payfored.com/solutions/student-loan-repayer/

Pay for Ed's calculators cost a small fee, however, you can enter the discount code LCM to receive 33% off (final price $45.00).

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