Insurance Coverage for Medical Students


Policy 825.00


Policy Statement


Medical students at the Robert Larner, M.D. College of Medicine at The University of Vermont are covered by a number of insurance plans. Please refer to individual policy statements for additional details.

Policy Elaboration


Type of InsuranceCarrierNotesRelated PolicyContact

Accidental Death and Dismemberment and Long Term Disability Insurance

The Standard Insurance Company

  • All medical students are enrolled upon matriculation.
  • Obligatory annual fee charged by Student Financial Services once per year (with Fall bill)

Disability Insurance 840.00

Student Services

Automobile Insurance

Zurich American Insurance Company through Marsh USA

  • While assigned to clerkships/clinical rotations at St. Mary's Medical Center in West Palm Beach, Florida, medical students who have passed UVM's Driver Safety Program are covered by this insurance while driving UVM-owned vehicles.
  • Includes personal injury protection benefits/property damage liability and bodily injury liability.
  • No fee (tuition accounts for it).

UVM Driver Safety and Motor Vehicle Use Policy

Transportation to Training Sites 520.00

Department of Risk Management & Safety

Health Insurance

UVM Student Health Insurance Plan (SHIP) or verification of comparable coverage.

  • All medical students are required to have health insurance. Annually students must sign up for coverage offered by the University or supply the name of their insurance provider.
  • If SHIP plan is chosen, Student Financial Services initiates the charge alongside tuition each term.

Health Insurance 830.00

Center for Health and Wellbeing

Professional Liability Insurance

Pinnacle Consortium of Higher Education/Genesis Insurance Company through Marsh USA

  • All UVM medical students are covered by professional liability insurance for credit-bearing rotations, including those taken outside of the University of Vermont Healthcare Network.
  • No fee (tuition accounts for it).

Coverage is confirmed by the appropriate level coordinator in OMSE. Policy details can be provided on request. Coverage is renewed annually on July 1.

Department of Risk Management & Safety

Applicability of the Policy


All Medical Students

Related Larner College of Medicine Policies


See above Policy Elaboration.

Related University of Vermont Policies


Related Liaison Committee on Medical Education (LCME) Standard(s)


12.6 Student Health and Disability Insurance

History


  • 5/24/2016 Policy Adopted [Medical Curriculum Committee]
  • 12/17/2019 Policy Revised [Medical Curriculum Committee]
  • 4/21/2020 Policy Revised [Medical Curriculum Committee]

Policy Oversight


Associate/Assistant Dean for Students (Director of Student Well-being)

Previous | Next